We offer low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even if previous applications have been declined. Our self-employed mortgage options take into account the reduced taxable income from claimed expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage may be useful for you. We also accept dividend and investment income, provided you can provide stability and proof requirements. To apply, you will need to provide essential documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Contact us today for tailored options specifically designed for Business For Self (BFS) borrowers.