Newcomers to Canada can benefit from mortgages tailored to their needs, assisting in understanding Canadian real estate and associated costs such as closing costs and adjustment costs. By building equity instead of paying rent, newcomers can take advantage of employment and credit sources. Best rates and mortgage options are available for those seeking higher loan amounts (over $1 million) with a 20% down payment saved, as well as flexibility on down payment with as little as 5% down. Homebuyer incentive programs and down payment assistance options will be explained, with access to Canada's top lenders for a custom-tailored mortgage product at the best rate, even for those with limited credit and employment history. Innovative tools are also available for an efficient first-time home buying experience.