We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, and our mortgage options take this into consideration. If you have significant expenses that impact your qualifying income, our Stated Income mortgage option may be suitable for you. We also accept dividend and investment income, as long as you can provide proof of stability and meet our requirements. To apply for a mortgage, you will need to provide various documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Give us a call today to find out more!