We offer a range of low-rate and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even those who have been declined in the past can still qualify. We understand the unique financial situation of self-employed individuals and consider their reduced taxable income from claimed expenses. Our Stated Income mortgage is especially useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income as long as there is stability and proof to support it. To apply, you will need to provide several documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Don't hesitate to give us a call to learn more about how we can help you with your mortgage needs.