Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process is incredibly fast, even for those who have been declined in the past. Our mortgage options take into consideration any claimed expenses that may result in reduced taxable income. For those whose expenses may impact their qualifying income, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, as long as stability and proof requirements are met. In order to apply, we will need several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. Contact us today to learn more about your mortgage options!

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