We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We provide fast mortgage approval, even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Our Stated Income mortgage is particularly useful for individuals who have expenses impacting their qualifying income. We also accept dividend and investment income, as long as it is stable and can be proven. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to get started!