Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, with options such as Stated Income mortgages available for those with expenses that impact qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents for self-employed mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders accepting reasonable income estimates, is available. Tailored options for Business For Self (BFS) borrowers are also offered, so interested individuals are encouraged to reach out for more information.