First Time Home Buyers
If you are considering purchasing your first property, you can enjoy a smooth transition from renting to owning by having your financial details expertly handled to help you find the perfect property quickly. An education-focused approach will guide you through the process, with clear next steps and an easy-to-use online application that will accurately kick-start the process. Tools and guidance provided will streamline the submission of necessary documents, while detailed assessments will assist in budget planning by outlining associated costs such as closing costs and adjustment costs.
You will also receive assistance in understanding how homebuyer incentive programs work, determining the required down payment, calculating how much you can afford to buy, and estimating your monthly payments. A customized mortgage product will be designed to suit your specific needs, and you will be set up with a mortgage pre-approval while securing the best rate available.
Furthermore, you will have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Even if you do not qualify at your bank, there are other lenders available who can consider your application. Additionally, you will have access to the most innovative tools in Canada, which can help reduce errors, improve efficiencies, and ultimately save you time during the home-buying process.