I assist individuals in determining their affordability for a home purchase through vital mortgage pre-approvals. This process helps define financial strategies, mortgage amounts, down payments, and overall affordability, while also advising on necessary documents for conditional approval. Pre-approval serves as the initial step towards mortgage approval, providing insight into the amount one can borrow based on current finances, highlighting potential qualification hurdles early on, and expediting the approval process. With pre-approvals typically lasting 60, 90, or 120 days depending on the lender and credit standing, some lenders even offer the option to lock in rates to shield against rising interest rates. Using advanced tools in Canada, errors are reduced, efficiencies are improved, and time is saved, with quick pre-qualification tools available to determine eligibility.