Self-employed individuals can benefit from low mortgage rates and excellent options with fast approval, even if they have been previously declined. These mortgage options take into account the reduced taxable income resulting from claimed expenses. Stated Income mortgages are particularly helpful for individuals whose qualifying income is impacted by expenses. Dividend and investment income are also considered, with stability and proof requirements. The required documents for these mortgages include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers is available, all of whom accept reasonable income estimates. Tailored options are also offered for Business For Self (BFS) borrowers. Feel free to give me a call!