Self Employed

We offer great rates and excellent mortgage options specifically designed for self-employed individuals. Our process is quick and efficient, even if you have been declined for a mortgage in the past. We understand that as a self-employed individual, your taxable income may be reduced due to claimed expenses, which is why our mortgage options take this into consideration. If you have expenses that impact your qualifying income, our Stated Income mortgage may be the right fit for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, we require certain documents such as Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call for more information!

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