Self Employed

We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our solutions consider reduced taxable income due to claimed expenses, with Stated Income mortgages available for those whose qualifying income is affected. We accept dividend and investment income when stability and proof are provided. Required documents include Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business licenses or Articles of Incorporation. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers with reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available — contact me to learn more!

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