Self-employed individuals can benefit from low rates and excellent mortgage options with fast approval. Even those who have been declined in the past can still be considered. These mortgage options take into account the reduced taxable income from claimed expenses, making them useful for those with expenses that impact their qualifying income. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To apply, applicants must submit various documents such as the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and the Article of Incorporation or business license. With access to top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financers, reasonable income estimates can be accepted. There are also options tailored for Business For Self borrowers. For more information or to apply, please give us a call.