We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined by other lenders. Our mortgage options take into account the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. We offer a Stated Income mortgage option that is particularly beneficial for those whose expenses have a significant impact on their qualifying income. We also accept dividend and investment income, as long as there is stability and proof of income provided. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information and to discuss your options.