We offer highly competitive rates and a range of excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our options take into consideration the reduced taxable income that arises from claimed expenses, making it easier for self-employed individuals to qualify. Our Stated Income mortgage is particularly useful for individuals whose qualifying income is impacted by expenses. We also accept dividend and investment income, provided that stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Contact us today for more information.