Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we provide fast mortgage approval for self-employed borrowers. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage is particularly beneficial. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide necessary documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information.

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