Self Employed

We offer self-employed individuals low rates and excellent mortgage options, including fast mortgage approval even after previous declines. Our mortgage options for self-employed individuals take into consideration their reduced taxable income from claimed expenses. We also provide a Stated Income mortgage for those with expenses impacting their qualifying income. We accept dividend and investment income, with stability and proof requirements. Required documents for our mortgage application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. We can also tailor options specifically for Business For Self (BFS) borrowers. Feel free to give us a call for more information.

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