For self-employed individuals, there are low rates and excellent mortgage options available, with fast approval even after previous declines. These mortgage options take into consideration reduced taxable income from claimed expenses, including the use of a Stated Income mortgage for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available, so give a call for more information!