We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our unique mortgage solutions ensure fast approval, even if you have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is particularly useful for those whose qualifying income is impacted by their expenses. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you're a Business For Self borrower looking for tailored options, please don't hesitate to give us a call.