If you are self-employed and looking for a mortgage, we can provide you with low rates and excellent options. We understand that being self-employed can sometimes make it challenging to qualify for a mortgage, but we specialize in helping self-employed individuals secure financing.

One of the advantages we offer is fast mortgage approval, even if you have been declined in the past. We understand that self-employed individuals often face unique financial situations, and we take that into consideration when assessing your application.

Our mortgage options also take into account the reduced taxable income that often comes with claiming business expenses. We understand that your actual income may not accurately reflect your ability to repay a mortgage, so we offer stated income mortgages. With this option, we can consider the impact of your deductible expenses on your qualifying income.

We also accept dividend and investment income, as long as it can be proven to be stable and reliable. We understand that self-employed individuals often have additional sources of income, and we are open to considering these when determining your eligibility for a mortgage.

To apply for a mortgage, there are several required documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. By providing these documents, we can assess your financial situation accurately and offer you the most suitable mortgage options.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to work with self-employed individuals and accept reasonable income estimates. With our connections, we can find the best lender for your specific needs and financial situation.

If you are a self-employed individual looking for a mortgage, contact us today. We specialize in providing tailored options for Business For Self (BFS) borrowers. Let us help you secure the financing you need and guide you through the mortgage application process. Give us a call!