Self Employed

We provide self-employed individuals with low rates and excellent mortgage options. Even if you have been declined in the past, we can offer fast mortgage approval. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making the process easier for self-employed individuals. We also offer Stated Income mortgages for those with qualifying income impacted by expenses. We accept dividend and investment income as well, with proof requirements and stability considerations. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our services also include access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call for more information!

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