We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process ensures fast mortgage approval, even if you have been previously declined by other lenders. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, and our mortgage options take this into consideration. Our Stated Income mortgage is particularly beneficial for individuals with significant expenses that impact their qualifying income. We also accept dividend and investment income, provided there is stability and proof of income. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to consider reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. For more information or to discuss your mortgage needs, please give us a call.