For newcomers to Canada, our services aim to provide a comprehensive understanding of the Canadian real estate market, including the associated costs such as closing costs and adjustment costs. Our goal is to help you build equity rather than paying rent, utilizing your employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers, even for loan amounts over $1 million, with a minimum of 20% down payment saved. We also offer flexibility on down payment, allowing for as little as 5% down. In addition, we can explain and assist with homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, which allows us to design a customized product that meets your mortgage needs and secures the best rate, even if you have limited credit and employment history. Furthermore, we provide access to innovative tools in Canada to ensure an efficient and smooth first-time home buying experience.