We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined in the past, our fast mortgage approval process can help you secure the financing you need. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses for self-employed individuals. If you have substantial expenses that impact your qualifying income, our Stated Income mortgage may be the right option for you. We also accept dividend and investment income, as long as stability and proof are provided. To apply, you will need to provide several documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Don't hesitate to give us a call and explore the mortgage options that are right for you.