Self Employed

We offer low rates and excellent mortgage options specifically tailored for self-employed individuals. Our fast mortgage approval process is designed to help those who have previously been declined by other lenders. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. We also provide a Stated Income mortgage option for individuals whose expenses impact their qualifying income. We accept dividend and investment income, with stability and proof requirements. To apply for these mortgage options, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom are open to accepting reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today!

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