Self Employed

We offer low rates and excellent mortgage options for self-employed individuals. Our fast mortgage approval process is specifically designed for those who have been previously declined. With our self-employed mortgage options, we take into consideration the reduced taxable income from claimed expenses. Our Stated Income mortgage is particularly beneficial for individuals whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you are interested, please give us a call!

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