Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have faced previous declines, they can still receive fast mortgage approval. These mortgage options take into account the reduced taxable income resulting from claimed expenses, making it ideal for those with expenses that impact qualifying income. Dividend and investment income are also accepted, as long as stability and proof requirements are met. To apply, applicants will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, self-employed individuals can expect reasonable income estimates and tailored options available to them. To learn more about these options, feel free to give me a call.