Self-employed individuals can benefit from low rates and excellent mortgage options with fast approval, even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, with Stated Income mortgages available for those impacted by expenses affecting qualifying income. Dividend and investment income is also accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates, as well as tailored options for Business For Self (BFS) borrowers, are available. Contact me for more information!