We offer low rates and excellent mortgage options for self-employed individuals, including those who have experienced previous declines. Our fast mortgage approval process takes into account the reduced taxable income that can result from claimed expenses. We also offer a Stated Income mortgage option that is especially useful for individuals whose expenses impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply for a mortgage, you will need to provide several documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. For Business For Self (BFS) borrowers, we also offer tailored options. Don't hesitate to give us a call!