Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Options take into account reduced taxable income from claimed expenses, with Stated Income mortgages available for those with expenses affecting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access is granted to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so give a call for more information!