Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have been previously declined, fast approval is still possible. These mortgage options take into account the reduced taxable income from claimed expenses. The Stated Income mortgage is especially useful for those whose qualifying income is impacted by expenses. Dividend and investment income is also accepted, as long as stability and proof requirements are met. Required documents include the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available, all of which are open to reasonable income estimates. Tailored options specifically designed for Business For Self (BFS) borrowers are also available. For more information, please feel free to contact me!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.