Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, our fast mortgage approval process can still provide you with the financing you need. Our self-employed mortgage options take into account your reduced taxable income due to claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, as long as there is stability and proof of such income. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom are open to consider reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your options today!

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