Self Employed

We offer self-employed individuals low rates and excellent mortgage options, with a fast approval process even if you have been declined before. Our mortgage options take into account your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be useful for you. We also accept dividend and investment income, as long as there is stability and proof of this income. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have tailored options specifically for self-employed borrowers. Give us a call to learn more!

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