Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approval even after previous declines. Our programs account for reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by such deductions. We accept dividend and investment income with proof of stability and documentation. Required paperwork includes Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and incorporation documents or business licenses. Access top Canadian lenders—from major banks to credit unions and alternative financers—offering options tailored for Business For Self (BFS) borrowers. Contact me for personalized assistance!

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