We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including those who have faced previous application declines. Our fast approval process considers reduced taxable income due to claimed expenses, with stated income mortgages ideal for those whose qualifying income is affected by business deductions. We accept dividend and investment income when stability and proof are provided. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business licenses or Articles of Incorporation. Access top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers with reasonable income estimates. Tailored solutions for Business For Self (BFS) borrowers are available—give me a call!