Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options consider reduced taxable income from claimed expenses, with Stated Income mortgages available for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and Article of Incorporation or business license copy. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so call today to discuss your mortgage needs.