New To Canada

Mortgages for newcomers to Canada are available to help them understand the country's real estate and associated costs. This includes learning about closing costs and adjustment costs. By opting for a mortgage instead of renting, newcomers can build equity and benefit from employment and credit sources. For those looking for higher loan amounts of over $1 million, there are options available with at least a 20% down payment saved. There is also flexibility in down payment requirements, allowing for as little as a 5% down payment. Assistance is provided in understanding homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders and can help design a custom-tailored mortgage product that fits individual needs. Even if someone does not qualify for a mortgage at their bank due to limited credit or employment history, we can still secure the best rate. Additionally, innovative tools are available in Canada to ensure a smooth and efficient first-time home buying experience.

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