We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Understanding the unique financial situations of the self-employed, we provide fast mortgage approvals, even for those who have faced previous declines. Our mortgage solutions take into account reduced taxable income resulting from legitimate business expenses, ensuring you get qualified based on your true earning potential.

One valuable option for self-employed borrowers is the Stated Income mortgage, which is ideal for those whose qualifying income is affected by deductible expenses. We also accept dividend and investment income, provided there is stability and appropriate proof. This flexibility allows you to leverage various income sources while applying.

To process your mortgage application, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, relevant contracts or financial statements, and a copy of your Article of Incorporation or business license.

Our services connect you with top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. Additionally, we offer tailored mortgage options for Business For Self (BFS) borrowers. Contact me today to explore the best mortgage solutions suited for your self-employment needs!