At Mortgages for People New to Canada, we aim to assist newcomers in fully understanding the Canadian real estate market, including the various associated costs such as closing costs and adjustment costs. Our goal is to help individuals build equity rather than paying rent, allowing them to benefit from employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts, requiring a minimum 20% down payment, but also offer flexibility with down payments as low as 5%. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that fits individual needs and offers the best rates, regardless of limited credit or employment history. We also offer innovative tools to streamline the first-time home buying experience.