Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, with Stated Income mortgages useful for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements, and required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates, with options tailored for Business For Self (BFS) borrowers. For more information, feel free to give us a call!