Homeowners often stay with their current lender because they feel pressed for time, but it's important to assess rates and terms at mortgage renewals by reaching out to me for advice. Consider how life changes may affect finances and explore options like debt consolidation, home equity use, or property plans. Refinancing can help pay down the mortgage quicker or utilize home equity for various purposes. Don't hesitate to question renewal forms and shop around with top lenders in Canada to secure the best rate. Take advantage of multiple lenders competing for your business and access innovative tools for a streamlined and optimal process.