I’m Saad Walayat, a Mortgage Associate based in Calgary, AB. I’ve always been good with numbers, thanks to my background in engineering, and I use that skill to help clients navigate the mortgage process with confidence. As a mortgage broker, I bring access to a wide range of lenders, the ability to compare rates and products, and the expertise to create solutions tailored to each client’s unique situation. I specialize in first-time homebuyer guidance, credit review and improvement strategies, refinancing, and helping clients secure the best possible terms for their mortgage. My focus is on advocacy—I work for you, not the banks—ensuring you understand your options and make informed decisions. I aim to make the mortgage process smooth and stress-free from start to finish. I am fluent in English, Urdu, and Punjabi, which allows me to connect with a diverse range of clients and provide guidance in a way that feels personal and comfortable.