We offer low rates and excellent mortgage options for self-employed individuals, with fast approval even for those who have been declined before. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it beneficial for those with expenses that impact their qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to submit documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available. Give us a call to discuss your mortgage needs.