We offer competitive mortgage rates and excellent financing options tailored specifically for self-employed individuals. Whether you’ve faced previous mortgage declines or are navigating the complexities of self-employment income, we can help secure fast mortgage approvals designed to fit your unique financial situation.

Understanding that self-employed borrowers often claim business expenses that reduce their taxable income, our mortgage solutions take this into account. One valuable option is the Stated Income mortgage, which is ideal for those whose qualifying income is affected by substantial business expenses. Additionally, we consider dividend and investment income as part of your overall financial profile, provided there is proof of stability and proper documentation.

To ensure a smooth approval process, you will need to provide several key documents. These typically include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your business license or Articles of Incorporation.

Our partnerships with Canada’s top lenders—including major banks, mortgage finance companies, credit unions, and alternative financers—allow us to offer flexible mortgage options that accept reasonable income estimates. If you are a Business For Self (BFS) borrower looking for tailored solutions, feel free to give me a call!