If you are self-employed and in need of a mortgage, we have fantastic options for you at low rates. Our mortgage options are specifically designed to cater to self-employed individuals, with fast approval even if you have previously been declined by other lenders.

One of the benefits of our self-employed mortgage options is that we take into consideration your reduced taxable income due to claimed expenses. This means that even if your income appears lower on paper, we can still provide you with a mortgage that suits your needs.

For individuals with expenses that impact their qualifying income, we offer a Stated Income mortgage. This type of mortgage is particularly useful for those who have significant expenses that may not be reflected in their taxable income.

We also understand that self-employed individuals may have income from sources other than their business, such as dividends or investments. We accept these types of income, as long as they come with stability and can be proven with the necessary documentation.

To apply for a self-employed mortgage, you will need to provide us with several documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, any contracts or financial statements related to your business, and a copy of your Article of Incorporation or business license.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are willing to accept reasonable income estimates, making it easier for self-employed individuals to secure a mortgage.

If you are a Business For Self borrower, we have options specifically tailored to your needs. So why wait? Give us a call today and let us help you find the perfect mortgage for your situation.