We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process is ideal for those who have been declined for a mortgage in the past. Our mortgage options take into consideration your reduced taxable income from claimed expenses, ensuring that you can still qualify for a mortgage. We also offer Stated Income mortgages, which are particularly useful for individuals who have significant expenses that impact their qualifying income. We accept dividend and investment income, as long as you can provide stable proof of this income. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call to discuss your options further.