Self Employed

We offer low rates and excellent mortgage options tailored for self-employed individuals, including fast approvals even after previous declines. Our solutions take into account reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is impacted by business expenses. We accept dividend and investment income, provided there is stability and proof. Required documents typically include the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. Access top Canadian lenders—large banks, mortgage finance companies, credit unions, and alternative financers—who accept reasonable income estimates. Specialized options are available for Business For Self (BFS) borrowers. Contact me to learn more!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2026 All rights reserved.