Self Employed

Self-employed individuals can take advantage of low rates and excellent mortgage options, even after previous declines, with fast approval processes. Mortgage options for self-employed individuals are designed to consider reduced taxable income from claimed expenses, with Stated Income mortgages available for those with expenses impacting qualifying income. Dividend and investment income is accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available. Simply give a call for more information.

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