We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Whether you have faced previous mortgage declines or are applying for the first time, our fast approval process is geared to help you secure financing with ease.

Our mortgage solutions take into account the unique financial situations of self-employed borrowers, including those who report reduced taxable income due to claimed business expenses. For clients whose qualifying income is impacted by these deductions, the Stated Income mortgage provides a valuable alternative, allowing approval based on a reasonable income estimate.

We also accept dividend and investment income as part of your overall financial profile, provided there is stability and adequate documentation to support it. To facilitate the application process, you will need to supply documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Articles of Incorporation or business license.

Our access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, ensures that we can match you with the best option available. Tailored programs for Business For Self (BFS) borrowers are also available. Feel free to give me a call to discuss how we can assist you!