Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been declined in the past. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, as long as stability and proof requirements are met. When applying for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. If you are a Business For Self borrower, we have tailored options available for you. Give us a call today to discuss your mortgage needs.

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