Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account reduced taxable income from claimed expenses and offer the use of Stated Income mortgages for those with expenses affecting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, is available for self-employed individuals. Options specifically tailored for Business For Self (BFS) borrowers are also offered, so don't hesitate to reach out for more information!